Interest Rates

Everyone wants their savings to work as hard as they can – so the table below clearly shows all of our interest rates, which are effective from 1 October 2018 unless otherwise stated below.

If you would like further information about any of these accounts, or if you would like to request an application form simply contact us stating which account you are interested in.

All interest rates are subject to change. Current interest rates can always be obtained from the Society by telephone, or from the banking hall.


Pullman (Includes Coachman)Gross & AER % Previous Gross & AER %
£1 - £450,0000.80%£250,000 - £450,000 0.65%
£1 - £249,999 0.60%
  Monthly interest is available (minimum balance £25.000) at the gross rates above less 0.20%.

Notice 60Gross and AER %
(Effective from 01 July 2019)
Previous Gross and AER %
£10,000 - £60,0001.20%NA

Regular Saver - Issue 1Gross and AER %
(Effective from 11 November 2019)
Previous Gross and AER %
£25 - £100,0002.00%NA

Black & WhiteGross & AER %Previous Gross & AER %
£250 - £100,000 (Maximum)0.60%0.50%
 Plus a donation to Stafford Rangers FC of 1% of your average annual balance.

ClientGross & AER %Previous Gross & AER %
All balances0.15%0.50%

Corporate PullmanGross & AER %Previous Gross & AER %
(Effective until 31 May 2019)
£1 - £450,0000.45%0.15%

Cash ISAGross & AER %Previous Gross & AER %
£1 upwards1.10%0.95%

Junior Cash ISAGross & AER %Previous Gross & AER %
All balances2.75%2.50%

First Track (Children’s Account)Gross & AER %Previous Gross & AER %
£1 - £50,000 (Maximum)1.50%1.25%

The taxation of account interest depends on your individual circumstances and may be subject to change in future.

‘Gross’ means that interest is paid without any tax being deducted by the Society.
‘AER’ stands for annual equivalent rate and takes into account the cumulative effect of interest earned on interest that is credited to the account more frequently than yearly.

If you know the type of account you require, we will give you full details of that account.
If you do not know which account you require, we will give you all the information required to enable you to make an informed choice.

Before opening an account, please ensure you read the information about the Charitable Assignment, which can be found on the appropriate account application form.

Call us on: 01785 223212*