Find The Right Mortgage For Your Client

Whether your client needs a first-time buyer mortgage, a buy-to-let mortgage or a holiday-let mortgage, our Business Development Managers are here to help you find the best product for your client. We’re real people, and close business relationships matter to us. So, when you partner with The Stafford for Intermediaries, you’ll be given a dedicated relationship manager. And you’ll only ever deal with one person. That way, we’ll get to know you better and can add real value to your business.

Mortgages for Intermediaries: The Stafford Way.

    Our Rates

    We ensure you get the best value mortgages for your clients by offering an extensive range of mortgages with competitive interest rates.

    Flexible Approach

    When your client takes out a mortgage with us, they’ll benefit from flexible terms that suit their financial situation. 

    Personalised Service

    Partner with The Stafford, and it’s personal. You’ll always deal with the same person, so we’ll get to know each other well and can be ready to assist efficiently with specific cases. 

    Manual Underwriting

    We understand your clients are real people, not robots. So, unlike many that use a computer-based system, at The Stafford, we judge mortgage applications on their own merits through a manual underwriting process. 

    Local Expertise

    As your local building society, we know the Staffordshire area and housing market well. With this specialist knowledge, we’ll give you the tailored, location-specific advice you need. 

    Trust & Reliability

    You can trust us to provide you with reliable, transparent mortgage solutions for your clients. After all, we’ve been helping people to buy homes for over 140 years. 

Meet our Intermediaries Team

The Intermediary Team support brokers across England and Wales and promote the Society’s niche lending criteria attracting business that meets the Society’s lending strategy.

Meet Our Team

Our Mortgage Options

Take the first step towards securing your clients dream home by exploring our range of mortgage products and getting in touch with our team today. We look forward to assisting you on your clients journey to homeownership with The Stafford Building Society Mortgages.

  • Residential

    Residential 0.46% Discounted Variable Rate

    Code: DR48
    • Initial Rate

      5.74%

    • Term

      2 years

    • Standard Variable Rate

      6.20%

    • Maximum Loan to Value

      80%

    • Overall Cost for Comparison

      6.3% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      None

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balance is repaid each year. 3% of repaid amount for the first two years.

  • Residential

    Residential 0.65% Discounted Variable Rate

    Code: DR51
    • Initial Rate

      5.55%

    • Term

      2 years

    • Standard Variable Rate

      6.20%

    • Maximum Loan to Value

      80%

    • Overall Cost for Comparison

      6.3% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      £500

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balances is repaid each year: 3% of repaid amount for the first 2 years.

  • Residential

    Residential 0.21% Discounted Variable Rate (Refurbishment)

    Code: DR52
    • Initial Rate

      5.99%

    • Term

      2 years

    • Standard Variable Rate

      6.20%

    • Maximum Loan to Value

      80%

    • Overall Cost for Comparison

      6.4% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      £500

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balances is repaid each year: 3% of repaid amount for the first 2 years.

  • Early Repayment Charge Free

    90% LTV – Variable

    Code: RSVR
    • Initial Rate

      6.20%

    • Term

      Term

    • Maximum Loan to Value

      90%

    • Overall Cost for Comparison

      6.4% APRC

    Fees & Charges

    • Application Fee

      £0

    • Arrangement Fee

      None

  • Joint Borrower Sole Proprietor

    Joint Borrower Sole Proprietor (JBSP)

    Code: DR50
    • Initial Rate

      5.65%

    • Term

      Term

    • Standard Variable Rate

      6.20%

    • Maximum Loan to Value

      90%

    • Overall Cost for Comparison

      5.8% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      None

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balance is repaid each year. 3% of repaid amount for the first two years.

  • Shared Ownership

    Shared Ownership for Term

    Code: DR49
    • Initial Rate

      5.65%

    • Term

      Term

    • Standard Variable Rate

      6.20%

    • Maximum Loan to Value

      90% of share

    • Overall Cost for Comparison

      5.8% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      None

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balance is repaid each year. 2% of repaid amount in Year 1 1% of repaid amount in Year 2

  • Buy to Let & Holiday Buy to Let

    70% LTV – Discounted Variable

    Code: BL04
    • Initial Rate

      5.65%

    • Term

      2 years

    • Standard Variable Rate

      8.00%

    • Maximum Loan to Value

      70%

    • Overall Cost for Comparison

      7.7% APRC

    Fees & Charges

    • Application Fee

      £100

    • Arrangement Fee

      None

    • Early Repayment Charges

      Apply if more than 10% of the outstanding balances is repaid each year: 3% of repaid amount for the first 2 years.

Self-build and renovation

The Stafford Building Society offers self-build mortgages exclusively through Buildstore Mortgage Services. We offer self-build mortgages on the following criteria:

  • Purchase of land and build of a new property
  • Renovation of an existing property
  • Converting an existing structure for residential purposes

We can lend up to a maximum of £600,000 at 85% LTV to purchase land/property and up to 85% of cost of each stage during the build subject to valuation.

Funds will be released on an arrears stage payment basis. The final mortgage value must be 75% LTV.

Helping you Help your Clients

Whether your client needs a home loan, a buy-to-let mortgage, or a remortgage, we’ll help you find the best product to suit their needs. Get in touch today — our intermediary team is here to help you to help your clients. 

Contact our Intermediary Team

Service Level Agreements

The service we provide is our commitment to you and your client(s). We’re currently operating within the following SLA’s for mortgage applications.

  • Underwriter assessment within 5 working days following receipt of documents.
  • Responding to query emails – 48 hours.
  • Assessing valuations – 48 hours.
  • Assessing completions – 24 hours.
  • Responding to solicitors’ emails – 24 hours.