IMPORTANT NOTICE

On 7 August 2025, the Bank of England reduced the Bank Base Rate to 4%. From 1 September, some of our savings account rates will change, followed by mortgage rate changes on 1 October. Find out what this means for you in our full update.

Click here to read more

Positive experiences were shared by 96% of our members who interacted with our services.

Your Local Building Society in the Heart of Staffordshire

For over 140 years, we’ve been helping people like you to build brighter, more secure futures. Whether that’s by buying a home or saving money, we’re always here to support you, your family, and your community.

As a mutual building society, when you take out a mortgage or open a savings account with us, we work and are here for you. You’ll become part of a community of valued members — a member of The Stafford Building Society. Part of a local building society owned by its members, and that reinvests back into the business. Building a better society for you, your family, for everyone.

Here to Help

Mortgages

Whether you are planning to remortgage, improve your home, or buy your first property, our qualified mortgage advisers are ready to guide you through every step.

Savings

From rainy days to high points in life, savings should give you peace of mind and open future possibilities. Whether you are just starting or already saving, we offer competitive savings accounts to suit your needs.

About us

We support, empower, and care for our members, staff, and local community. We do this by providing straightforward mortgage and savings products at competitive rates and being here when you need us.

Support

You will find all you need – from FAQs and annual reports to privacy notices, and how to contact the team – in our Support section.

Intermediaries

Whether your client needs a residential, commercial, or holiday-let mortgage, our friendly business managers are here for all intermediary enquiries.

Because You Are Part of Something Bigger

At The Stafford, you are never just a customer – you are a member, part of a Society built on mutual support and shared values. As a mutual, everything we do is for the benefit of our members and our community. Whether you are saving for the future or looking for a mortgage to call somewhere home, we will treat you with fairness, personal care and genuine respect. For us, it is not about profit, it is about people, and about building a Society where everyone can feel they belong.

Built By & For Your Local Community

We are proud to play an active role in the life of our community. That is why you will find us supporting local initiatives, joining in with events and lending a hand where it counts. 

If you are looking for a building society that feels supportive and welcoming, The Stafford is here for you. We offer mortgages and savings accounts with the personal touch you would expect from a mutual. Whether you are putting money aside or finding a place to call home, we are here to make the journey simpler and more personal. Together, we can help create a secure and thriving future.

Testimonials

Friendly and pleasant. The new environment is modern and light and airy. I did like the old world charm of the previous design.

David P

Smart Money People
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The process of opening two separate accounts was easy. One was carried out online and the other in office. The latter was conducted by staff who were friendly, helpful and professional.

Roy P

Smart Money People
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There is so much information needed to get the mortgage approved but I expect this is common to all providers nowadays – SBS were meticulous about this but very prompt with the final agreement and transfer of funds. – 5 Stars

Mr D

Smart Money People
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Very grateful! We had been rejected by a previous mortgage lender in what felt like a very impersonal and unfair way. Stafford has a much more personal touch, we really felt like they were assessing us as actual people rather than just a business transaction. We’re delighted with the service we’ve had so far. -…

Colm Gleeson

Smart Money People
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No hassle very prompt mortgage service good people to deal with – 5 Stars

Stuart C

Smart Money People
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very easy to open an account online and set up my monthly standing order and my passbook arrived very quickly ( not that i intend to touch the money !!)

Rowan A

Smart Money People
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Friendly helpful staff. Felt welcome in branch. Have full confidence in the Society – 5 Star

Alan S Farmer

Smart Money People
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Excellent service when opening new account.

Mrs J Irons

Smart Money People
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Best mortgages with the best staff! We have had our UK Investment mortgage with The Stafford since 2017. We have found them to be excellent and very user friendly to deal with. Never had a problem with them in all our dealings. Great competitive rates and excellent products. Highly recommend The Stafford.

Stefan M

Smart Money People
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Always very helpful and friendly staff in store. Easy to manage accounts and send directly to current accounts. Great way to have a kids saver account too that we continually build into.

Katherine W

Smart Money People
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Society News

Bank Base Rate Change – Impact on The Stafford Building Society Rates

On 7 August 2025, the Bank of England reduced the Bank Base Rate from 4.25%…
8th Aug 2025
Bank of England Building

Making Magic Happen: The Stafford Supports Girlguiding Midlands.

At The Stafford, being community driven means much more than making donations. It means turning…
17th Jul 2025

The Stafford Building Society Celebrates Reopening of Refurbished Branch

9 July 2025 - The Stafford Building Society has officially reopened its town centre branch…
9th Jul 2025

Proposed Cash ISA Cut Could Undermine Savers’ Confidence and Financial Security

Stafford, 03 July 2025 - The Treasury is considering a significant change to how people…
3rd Jul 2025
Cash ISA Individual Savings Account Building Blocks

Bringing People Together Over Lunch and Laughter.

At The Stafford Building Society, community isn’t just a word; it’s a commitment we work…
25th Jun 2025
Pensioners Summer Lunch

Helping Families Save for the Future – Our Junior Cash ISA Relaunch at 3.75% Gross/AER

Planning for a child’s future is one of the most important financial steps any family…
26th May 2025

Putting Purpose into Practice: Supporting Global Conservation Through Saving

At The Stafford Building Society, our commitment to saving extends beyond financial services. We're proud…
16th May 2025
A certificate depicting a donation of £991.89 to our charity partner, World Land Trust from our affinity savings account.

Notification of interest rate reduction – May

On 8th May 2025, the Bank of England reduced the Bank Base Rate from 4.50% to…
12th May 2025

Notification of interest rate reduction

On 6th February 2025, the Bank of England reduced the Bank Base Rate from 4.75% to…
12th Feb 2025

Backing Our Community: £564.98 Donated to Stafford Rugby Club from The Stafford’s Affinity Savings

At The Stafford Building Society, we believe in doing things differently, putting people before profit…
19th Dec 2024
Community Donation To Stafford Rugby Club