Black & White Affinity

1.85% AER/Gross* Variable for a year effective from 23/01/2026

The Stafford Building Society has the right to change interest rates in certain circumstances. If we change the rates we will give you 14 days’ notice. Please refer to the savings terms and conditions for further information on these circumstances.

This projection assumes that £1,000 is deposited in to the account at the time it is opened. No further deposits or withdrawals are made. The interest rate stays the same for the full 12 months.

Estimated balances are for illustrative purposes only.

• The account can be opened in branch, online or by post.
• This is a passbook based account and can be operated in branch or by post at members own expense.
• Available to private individuals only.
• Available to UK residents only.
• Limits apply to cash deposits and withdrawals (see savings terms and conditions).
• You can save from: £100.
• Up to a maximum of: £100,000 (Subject to an individual’s total overall savings balance with The Society does not exceed £450,000).

• Cash withdrawals are limited to £2,500 each day.
• No notice is required for cash withdrawals up to £500. A minimum of 24 hours notice for cash withdrawals up to £2,500.
• Withdrawals can be made by post (cheque only) and must include a signed letter requesting the amount needed by cheque and who the cheque is made payable to and the passbook. A cheque will only be made payable to the account holder(s).
• Faster payments are available to a nominated bank account in the holder(s) name.
• Minimum withdrawal allowed by cheque is £10.
• Minimum CHAPS withdrawal £5,000 and will incur an administrative fee.
• Withdrawals can be made in branch with the passbook.
• Withdrawals will not be allowed without the passbook.

• Yearly donation of 0.20% of your annual balance to Stafford Rangers FC at no cost to you.
• Black & White accounts receive a free Stafford Rangers FC home match ticket when the account is opened.
• Only one account of this type per person or joint account holders.
• We pay all savings interest gross, which means no tax is deducted. It’s your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.
• It’s worth noting that any of our accounts can be withdrawn from sale at any time and without notice.
• Your savings are protected up to £120,000 per eligible person with the FSCS compensation scheme.

*Gross: Interest paid without any tax deducted. You are responsible for paying any tax due, depending on your individual circumstances and allowances.
*AER: The Annual Equivalent Rate shows what the earnings on your savings would be if interest was paid and compounded once each year.