Simplifying savings terms to help you make informed decisions.
Important Notice
On 7 August 2025, the Bank of England reduced the Bank Base Rate to 4%. From 1 September, some our savings account rates will change, followed by mortgage rate changes on 1 October. Find out what this means for you in our full update.
Click here to read more.
Smart Savings for Every Stage of Life
At The Stafford Building Society, we know that saving for the future, whether it’s for your children, a big purchase, or a rainy day, is an important part of your financial journey. That’s why we offer a variety of savings options, including our Junior Cash ISA to help families invest in their children’s futures, a 90 Day Notice Account for savers who want higher returns with some flexibility, and our Instant Access Savers Account for those who value quick and easy access to their funds.
With competitive interest rates and personal, local service, we make it easier to grow your savings with confidence — no matter your goals.
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From First Steps to First Homes - Start Saving Today
Whether you’re putting money aside for a new home, planning a dream holiday, or building a nest egg for your child with a Junior Cash ISA, we know how important it is to save for the future. From rainy days to life’s big milestones, our range of savings accounts offers the peace of mind, flexibility, and growth potential you need.
Choose from our Instant Access Savings Accounts for easy withdrawals, our 90 Day Notice Account for higher interest rates with short-term commitment, or fixed-rate options for guaranteed returns. Whether you’re saving a little or a lot, we’ll help you make your money work harder.
Visit your local Stafford branch to speak with one of our friendly team members, or explore our most popular savings accounts online and apply today.
Why Choose The Stafford Building Society for Your Savings?
Competitive Savings Rates
Saving with The Stafford Building Society means peace of mind, flexibility, and trusted support. Whether you’re building an emergency fund or planning for the future, our savings accounts offer straightforward options, competitive rates, and the confidence of a local, member-first approach.
Savings Account Options
We provide secure savings options for people in Staffordshire with a range of account types, including tax-efficient ISAs, fixed-rate accounts, and flexible notice periods. Our team will guide you to the product that best suits your saving goals.
Personalised, Local Service
Every member and customer matters to us. We take a genuinely personal approach to savings, offering consistent support from a dedicated team who understand your financial goals. You’ll speak to real people – not call centres or apps, and receive clear, tailored guidance to help you choose the right savings product with confidence.
Trust and Transparency
With over 145 years of experience, The Stafford Building Society has earned a reputation for reliable and transparent savings solutions. Our member-first approach means you can plan for the future with confidence, backed by a mutual society that puts your long-term goals at the heart of everything we do.
Grow Your Savings with Purpose
Explore our current range of savings accounts designed to grow your money while aligning with your personal goals. Whether you’re supporting local causes through our Affinity accounts, saving for your child’s future with a Junior Cash ISA, or building better habits with a Regular Saver account, we offer flexible options that match your lifestyle and values.
As a Staffordshire-based building society, we’re committed to delivering savings with purpose, combining trusted, local service with products that help you do more with your money. Start your savings journey with The Stafford today.
Our current savings range including interest rates payable
Tab View
Table View
Please Note: These rates are effective from June 1st 2025.
Scroll Table
| Name | Balance | Interest (AER/Gross) | Withdrawal Period Notice | |
|---|---|---|---|---|
| Easy Access Savings Account | ||||
| Pullman (Instant Access) Grow your savings on your terms. Instant access with total flexibility. Start today with peace of mind and freedom to withdraw whenever needed. |
£1 - £450,000 | 2.40% | None | |
| Pullman (Instant Access)- Monthly Interest Monthly interest with instant access. Ideal for savers who want flexibility and regular returns without tying up their money or making long-term commitments. |
£1 - £450,000 | 2.40% | None | |
| Triple Access Pullman (Instant Access) A smarter way to save; access your money when needed while enjoying added flexibility and stronger returns. No complex conditions, just clarity |
£100 - £450,000 | 2.85% | None | |
| Regular Saver – Issue 1 Turn regular deposits into long-term gains. Start saving with just £25 and build your balance flexibly. A simple way to grow your savings with discipline. |
£25 upwards | 4.40% | None | |
| Notice Savings Accounts | ||||
| Notice 35 Enjoy flexibility with growth. Our Notice 35 Savings Account gives you the freedom to access your savings with just 35 days' notice. Offering a balance between access and structure. |
£5,000 - £450,000 | 2.85% | 35 Days | |
| Notice 60 Plan ahead with 60 days' notice. A savings account designed to give you flexibility, control and peace of mind while building towards your goals. |
£5,000 - £450,000 | 3.05% | 60 Days | |
| Notice 90 Strike the right balance between planning and access. With 90 days' notice, save confidently and take steady steps towards your future goals. |
£5,000 - £450,000 | 3.90% | 90 Days | |
| E-Saver Notice 90 The E-Saver Notice 90 is an online-only savings account offering a balanced way to grow your money. With 90 days' notice required for withdrawals, it provides a blend of access, security, and a competitive return. |
£5,000 - £450,000 | 4.15% | 90 Days | |
| Notice 120 Save with more structure and discipline. Our 120 day notice account helps you grow your savings over time while keeping your future in clear focus. |
£5,000 - £450,000 | 4.45% | 120 Days | |
| Notice 120 – Monthly Interest A secure Staffordshire savings account with 120-day notice and monthly interest - for those who value steady growth and the reassurance of a trusted building society. |
£5,000 - £450,000 | 4.45% | 120 Days | |
| Notice 180 Make your savings work with long-term purpose. With 180 days' notice, this account supports disciplined planning and meaningful financial goals. |
£5,000 - £450,000 | 4.61% | 180 Days | |
| Notice 180 – Monthly Interest Enjoy the comfort of structured savings with monthly earnings. Our Notice 180 Monthly Interest Account rewards discipline while offering the reassurance of trusted mutual values. |
£5,000 - £450,000 | 4.61% | 180 Days | |
| ISA | ||||
| Cash ISA Start saving tax-free from just £1. A flexible Cash ISA with instant access that lets your money grow at your pace, on your terms, with total freedom. |
£1 upwards | 2.75% | None | |
| Notice 45 Cash ISA Save tax-free with only 45 days’ notice. A simple, structured way to grow your ISA savings while keeping access and future plans in balance. |
£100 upwards | 3.50% | 45 Days | |
| Notice 60 Cash ISA For those who like to plan ahead. With 60 days' notice, this Cash ISA offers tax-free growth, steady structure and complete confidence in your savings path. |
£100 upwards | 4.35% | 60 Days | |
| Fixed Rate Cash ISA Lock in a tax-free rate until 30th April 2026. A dependable Cash ISA that gives you certainty, clarity and peace of mind while your savings grow without surprises. |
£5,000 - £85,000 | 4.10% | No Notice Period - Charges WILL apply | Closed Issue |
| Affinity Savings Accounts | ||||
| World Land Trust Affinity Grow your savings and help protect the planet. We donate 0.20% of your balance to World Land Trust each year at no cost to you, just by saving with us. |
£100 - £100,000 | 2.35% | None | |
| Black & White Affinity Support Stafford Rangers just by saving. We donate 0.20% of your balance every year to the club at no cost to you. It's football with financial purpose. |
£100 - £100,000 | 2.35% | None | |
| Black & Amber Affinity Back Stafford Rugby Club while you save. With 0.20% of your balance donated each year, your savings can support the team at no extra cost. |
£100-£100,000 | 2.35% | None | |
| Katharine House Hospice Affinity Make your savings matter. With 0.20% of your balance donated each year to Katharine House Hospice, you can support compassionate care while growing your savings. |
£100 - £100,000 | 2.35% | None | |
| Support Staffordshire Affinity Help support local communities with our Support Staffordshire Affinity Account. 0.20% of your balance goes to charity every year, free of charge. |
£100 - £100,000 | 2.35% | None | |
| Child Savings Accounts | ||||
| First Track Children’s Saver Start saving for their future today. From first bike to first car, this flexible savings account supports every step on their journey to young adulthood. |
£1 - £50,000 | 2.85% | None | |
| Junior Cash ISA Issue 2 Give them a strong financial start. This tax-free Junior ISA helps build savings for university, their first car or whatever the future may bring. |
£1,000 upwards | 3.75% | None | |
| Junior Cash ISA Issue 1 Junior Cash ISA was designed to help children save for the future - from education to independence, and continues to support our existing young savers. |
£1 upwards | 4.00% | None | Closed Issue |
| Corporate Savings Accounts | ||||
| Corporate Pullman (Instant Access) Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms. |
£1 - £450,000 | 2.30% | None | |
-
Pullman (Instant Access)
Grow your savings on your terms. Instant access with total flexibility. Start today with peace of mind and freedom to withdraw whenever needed.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Pullman (Instant Access)- Monthly Interest
Monthly interest with instant access. Ideal for savers who want flexibility and regular returns without tying up their money or making long-term commitments.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Triple Access Pullman (Instant Access)
A smarter way to save; access your money when needed while enjoying added flexibility and stronger returns. No complex conditions, just clarity-
Minimum Account Balance
£100 - £450,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Regular Saver – Issue 1
Turn regular deposits into long-term gains. Start saving with just £25 and build your balance flexibly. A simple way to grow your savings with discipline.-
Minimum Account Balance
£25 upwards
-
Interest Rate (AER/Gross)
4.40%
-
Withdrawal Notice Period
None
-
-
First Track Children’s Saver
Start saving for their future today. From first bike to first car, this flexible savings account supports every step on their journey to young adulthood.-
Minimum Account Balance
£1 - £50,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 2
Give them a strong financial start. This tax-free Junior ISA helps build savings for university, their first car or whatever the future may bring.-
Minimum Account Balance
£1,000 upwards
-
Interest Rate (AER/Gross)
3.75%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 1
Junior Cash ISA was designed to help children save for the future - from education to independence, and continues to support our existing young savers.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
4.00%
-
Withdrawal Notice Period
None
-
-
World Land Trust Affinity
Grow your savings and help protect the planet. We donate 0.20% of your balance to World Land Trust each year at no cost to you, just by saving with us.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & White Affinity
Support Stafford Rangers just by saving. We donate 0.20% of your balance every year to the club at no cost to you. It's football with financial purpose.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & Amber Affinity
Back Stafford Rugby Club while you save. With 0.20% of your balance donated each year, your savings can support the team at no extra cost.-
Minimum Account Balance
£100-£100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Katharine House Hospice Affinity
Make your savings matter. With 0.20% of your balance donated each year to Katharine House Hospice, you can support compassionate care while growing your savings.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Support Staffordshire Affinity
Help support local communities with our Support Staffordshire Affinity Account. 0.20% of your balance goes to charity every year, free of charge.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Corporate Pullman (Instant Access)
Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.30%
-
Withdrawal Notice Period
None
-
Adult Accounts
Child Accounts
Affinity Accounts
Corporate
- Adult Accounts
- Child Accounts
- Affinity Accounts
- Corporate
- Adult Accounts
-
Pullman (Instant Access)
Grow your savings on your terms. Instant access with total flexibility. Start today with peace of mind and freedom to withdraw whenever needed.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Pullman (Instant Access)- Monthly Interest
Monthly interest with instant access. Ideal for savers who want flexibility and regular returns without tying up their money or making long-term commitments.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Triple Access Pullman (Instant Access)
A smarter way to save; access your money when needed while enjoying added flexibility and stronger returns. No complex conditions, just clarity-
Minimum Account Balance
£100 - £450,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Regular Saver – Issue 1
Turn regular deposits into long-term gains. Start saving with just £25 and build your balance flexibly. A simple way to grow your savings with discipline.-
Minimum Account Balance
£25 upwards
-
Interest Rate (AER/Gross)
4.40%
-
Withdrawal Notice Period
None
-
-
- Child Accounts
-
First Track Children’s Saver
Start saving for their future today. From first bike to first car, this flexible savings account supports every step on their journey to young adulthood.-
Minimum Account Balance
£1 - £50,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 2
Give them a strong financial start. This tax-free Junior ISA helps build savings for university, their first car or whatever the future may bring.-
Minimum Account Balance
£1,000 upwards
-
Interest Rate (AER/Gross)
3.75%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 1
Junior Cash ISA was designed to help children save for the future - from education to independence, and continues to support our existing young savers.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
4.00%
-
Withdrawal Notice Period
None
-
-
- Affinity Accounts
-
World Land Trust Affinity
Grow your savings and help protect the planet. We donate 0.20% of your balance to World Land Trust each year at no cost to you, just by saving with us.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & White Affinity
Support Stafford Rangers just by saving. We donate 0.20% of your balance every year to the club at no cost to you. It's football with financial purpose.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & Amber Affinity
Back Stafford Rugby Club while you save. With 0.20% of your balance donated each year, your savings can support the team at no extra cost.-
Minimum Account Balance
£100-£100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Katharine House Hospice Affinity
Make your savings matter. With 0.20% of your balance donated each year to Katharine House Hospice, you can support compassionate care while growing your savings.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Support Staffordshire Affinity
Help support local communities with our Support Staffordshire Affinity Account. 0.20% of your balance goes to charity every year, free of charge.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
- Corporate
-
Corporate Pullman (Instant Access)
Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.30%
-
Withdrawal Notice Period
None
-
-
Scroll Table
| Name | Balance | Interest (AER/Gross) | Withdrawal Period Notice | |
|---|---|---|---|---|
| Easy Access Savings Account | ||||
| Pullman (Instant Access) Grow your savings on your terms. Instant access with total flexibility. Start today with peace of mind and freedom to withdraw whenever needed. |
£1 - £450,000 | 2.40% | None | |
| Pullman (Instant Access)- Monthly Interest Monthly interest with instant access. Ideal for savers who want flexibility and regular returns without tying up their money or making long-term commitments. |
£1 - £450,000 | 2.40% | None | |
| Triple Access Pullman (Instant Access) A smarter way to save; access your money when needed while enjoying added flexibility and stronger returns. No complex conditions, just clarity |
£100 - £450,000 | 2.85% | None | |
| Regular Saver – Issue 1 Turn regular deposits into long-term gains. Start saving with just £25 and build your balance flexibly. A simple way to grow your savings with discipline. |
£25 upwards | 4.40% | None | |
| Notice Savings Accounts | ||||
| Notice 35 Enjoy flexibility with growth. Our Notice 35 Savings Account gives you the freedom to access your savings with just 35 days' notice. Offering a balance between access and structure. |
£5,000 - £450,000 | 2.85% | 35 Days | |
| Notice 60 Plan ahead with 60 days' notice. A savings account designed to give you flexibility, control and peace of mind while building towards your goals. |
£5,000 - £450,000 | 3.05% | 60 Days | |
| Notice 90 Strike the right balance between planning and access. With 90 days' notice, save confidently and take steady steps towards your future goals. |
£5,000 - £450,000 | 3.90% | 90 Days | |
| E-Saver Notice 90 The E-Saver Notice 90 is an online-only savings account offering a balanced way to grow your money. With 90 days' notice required for withdrawals, it provides a blend of access, security, and a competitive return. |
£5,000 - £450,000 | 4.15% | 90 Days | |
| Notice 120 Save with more structure and discipline. Our 120 day notice account helps you grow your savings over time while keeping your future in clear focus. |
£5,000 - £450,000 | 4.45% | 120 Days | |
| Notice 120 – Monthly Interest A secure Staffordshire savings account with 120-day notice and monthly interest - for those who value steady growth and the reassurance of a trusted building society. |
£5,000 - £450,000 | 4.45% | 120 Days | |
| Notice 180 Make your savings work with long-term purpose. With 180 days' notice, this account supports disciplined planning and meaningful financial goals. |
£5,000 - £450,000 | 4.61% | 180 Days | |
| Notice 180 – Monthly Interest Enjoy the comfort of structured savings with monthly earnings. Our Notice 180 Monthly Interest Account rewards discipline while offering the reassurance of trusted mutual values. |
£5,000 - £450,000 | 4.61% | 180 Days | |
| ISA | ||||
| Cash ISA Start saving tax-free from just £1. A flexible Cash ISA with instant access that lets your money grow at your pace, on your terms, with total freedom. |
£1 upwards | 2.75% | None | |
| Notice 45 Cash ISA Save tax-free with only 45 days’ notice. A simple, structured way to grow your ISA savings while keeping access and future plans in balance. |
£100 upwards | 3.50% | 45 Days | |
| Notice 60 Cash ISA For those who like to plan ahead. With 60 days' notice, this Cash ISA offers tax-free growth, steady structure and complete confidence in your savings path. |
£100 upwards | 4.35% | 60 Days | |
| Fixed Rate Cash ISA Lock in a tax-free rate until 30th April 2026. A dependable Cash ISA that gives you certainty, clarity and peace of mind while your savings grow without surprises. |
£5,000 - £85,000 | 4.10% | No Notice Period - Charges WILL apply | Closed Issue |
| Affinity Savings Accounts | ||||
| World Land Trust Affinity Grow your savings and help protect the planet. We donate 0.20% of your balance to World Land Trust each year at no cost to you, just by saving with us. |
£100 - £100,000 | 2.35% | None | |
| Black & White Affinity Support Stafford Rangers just by saving. We donate 0.20% of your balance every year to the club at no cost to you. It's football with financial purpose. |
£100 - £100,000 | 2.35% | None | |
| Black & Amber Affinity Back Stafford Rugby Club while you save. With 0.20% of your balance donated each year, your savings can support the team at no extra cost. |
£100-£100,000 | 2.35% | None | |
| Katharine House Hospice Affinity Make your savings matter. With 0.20% of your balance donated each year to Katharine House Hospice, you can support compassionate care while growing your savings. |
£100 - £100,000 | 2.35% | None | |
| Support Staffordshire Affinity Help support local communities with our Support Staffordshire Affinity Account. 0.20% of your balance goes to charity every year, free of charge. |
£100 - £100,000 | 2.35% | None | |
| Child Savings Accounts | ||||
| First Track Children’s Saver Start saving for their future today. From first bike to first car, this flexible savings account supports every step on their journey to young adulthood. |
£1 - £50,000 | 2.85% | None | |
| Junior Cash ISA Issue 2 Give them a strong financial start. This tax-free Junior ISA helps build savings for university, their first car or whatever the future may bring. |
£1,000 upwards | 3.75% | None | |
| Junior Cash ISA Issue 1 Junior Cash ISA was designed to help children save for the future - from education to independence, and continues to support our existing young savers. |
£1 upwards | 4.00% | None | Closed Issue |
| Corporate Savings Accounts | ||||
| Corporate Pullman (Instant Access) Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms. |
£1 - £450,000 | 2.30% | None | |
Compare our Savings Products
Use our easy to use Savings Comparison Table to compare the different savings products we have available.
Want to Apply for an Account?
You can apply for one of our savings accounts in branch or, where stated, Online. If you’d like to open a savings account online, please click the button below.
Helpful Resources
Savings Forms & Leaflets
Find all the forms and leaflets you need to smoothly navigate our savings services, from application to deposit.
Savings Charges
A transparent list of fees and rates you may encounter during your savings journey.
Savings FAQs
Clarifying your savings queries with straightforward answers and guidance.
