Simplifying savings terms to help you make informed decisions.
Important Notice
On 8th May 2025 the Bank of England reduced the Bank Base Rate from 4.50% to 4.25%, a reduction of 0.25%. Because of this, from June 1st, all variable savings rates with the Society will reduce by between 0.25% and 0.35%.
Additionally, all variable mortgage rates for standard residential and buy to let mortgages will reduce by 0.25% from July 1st
Click here to read more.
Click here to read more.
Smart Savings for Every Stage of Life
At The Stafford Building Society, we know that saving for the future, whether it’s for your children, a big purchase, or a rainy day, is an important part of your financial journey. That’s why we offer a variety of savings options, including our Junior Cash ISA to help families invest in their children’s futures, a 90 Day Notice Account for savers who want higher returns with some flexibility, and our Instant Access Savers Account for those who value quick and easy access to their funds.
With competitive interest rates and personal, local service, we make it easier to grow your savings with confidence — no matter your goals.
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From First Steps to First Homes - Start Saving Today
Whether you’re putting money aside for a new home, planning a dream holiday, or building a nest egg for your child with a Junior Cash ISA, we know how important it is to save for the future. From rainy days to life’s big milestones, our range of savings accounts offers the peace of mind, flexibility, and growth potential you need.
Choose from our Instant Access Savings Accounts for easy withdrawals, our 90 Day Notice Account for higher interest rates with short-term commitment, or fixed-rate options for guaranteed returns. Whether you’re saving a little or a lot, we’ll help you make your money work harder.
Visit your local Stafford branch to speak with one of our friendly team members, or explore our most popular savings accounts online and apply today.
Why Choose The Stafford Building Society for Your Savings?
Competitive Savings Rates
Saving with The Stafford Building Society means peace of mind, flexibility, and trusted support. Whether you’re building an emergency fund or planning for the future, our savings accounts offer straightforward options, competitive rates, and the confidence of a local, member-first approach.
Savings Account Options
We provide secure savings options for people in Staffordshire with a range of account types, including tax-efficient ISAs, fixed-rate accounts, and flexible notice periods. Our team will guide you to the product that best suits your saving goals.
Personalised, Local Service
Every member and customer matters to us. We take a genuinely personal approach to savings, offering consistent support from a dedicated team who understand your financial goals. You’ll speak to real people – not call centres or apps, and receive clear, tailored guidance to help you choose the right savings product with confidence.
Trust and Transparency
With over 145 years of experience, The Stafford Building Society has earned a reputation for reliable and transparent savings solutions. Our member-first approach means you can plan for the future with confidence, backed by a mutual society that puts your long-term goals at the heart of everything we do.
Grow Your Savings with Purpose
Explore our current range of savings accounts designed to grow your money while aligning with your personal goals. Whether you’re supporting local causes through our Affinity accounts, saving for your child’s future with a Junior Cash ISA, or building better habits with a Regular Saver account, we offer flexible options that match your lifestyle and values.
As a Staffordshire-based building society, we’re committed to delivering savings with purpose, combining trusted, local service with products that help you do more with your money. Start your savings journey with The Stafford today.
Our current savings range including interest rates payable
Tab View
Table View
Please Note: These rates are effective from June 1st 2025.
Scroll Table
| Name | Balance | Interest (AER/Gross) | Withdrawal Period Notice | |
|---|---|---|---|---|
| Adult Account | ||||
| Pullman (Instant Access) Instant access savings account. |
£1 - £450,000 | 2.40% | None | |
| Pullman (Instant Access)- Monthly Interest Instant access savings account. Interest is paid monthly. |
£1 - £450,000 | 2.40% | None | |
| Triple Access Pullman (Instant Access) Savers account with three instant access withdrawals a year. |
£1 - £450,000 | 2.85% | None | |
| Regular Saver – Issue 1 A monthly savings account that offers 4 instant access withdrawals per year. |
£25 upwards | 4.40% | None | |
| Cash ISA Instant access ISA. Interest is paid without deduction of tax. |
£1 upwards | 2.75% | None | |
| Notice 45 Cash ISA 45 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 3.50% | 45 Days | |
| Notice 35 35 day withdrawal notice savings account. |
£5000 - £75,000 | 2.85% | 35 Days | |
| Notice 60 60 day withdrawal notice savings account. |
£5000 - £100,000 | 3.05% | 60 Days | |
| Notice 90 90 day withdrawal notice savings account. |
£5000 - £150,000 | 3.90% | 90 Days | |
| Notice 120 120 day withdrawal notice savings account. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| Notice 120 – Monthly Interest 120 day withdrawal notice savings account. Interest is paid away monthly. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| Fixed Rate Cash ISA Fixed Rate Cash ISA fixed until 30th April 2026 |
£5000 - £85,000 | 4.10% | No Notice Period - Charges WILL apply | Closed Issue |
| Notice 60 Cash ISA 60 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 4.35% | 60 Days | Closed Issue |
| Child Account | ||||
| First Track Children’s Saver Instant access savings account for children up to 18. |
£1 - £50,000 | 2.85% | None | |
| Junior Cash ISA Issue 2 ISA for under 18s. Interest is paid without deduction of tax. |
£1000 upwards | 3.75% | None | |
| Junior Cash ISA Issue 1 ISA for under 18s. Interest is paid without deduction of tax. |
£1 upwards | 4.00% | None | Closed Issue |
| Affinity Account | ||||
| Pullman Affinity – World Land Trust Yearly donation of 0.20% of your annual balance to World Land Trust. |
£100 - £100,000 | 2.35% | None | |
| Black & White Affinity Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club |
£100 - £100,000 | 2.35% | None | |
| Black & Amber Affinity Yearly donation of 0.20% of your annual balance to Stafford Rugby Club |
£100-£100,000 | 2.35% | None | |
| Katharine House Hospice Affinity Yearly donation of 0.20% of your annual balance to Katharine House Hospice |
£100 - £100,000 | 2.35% | None | |
| Support Staffordshire Yearly donation of 0.20% of your annual balance to Support Staffordshire charity. |
£100 - £100,000 | 2.35% | None | |
| Corporate | ||||
| Corporate Pullman (Instant Access) Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms. |
£1 - £450,000 | 2.30% | None | |
-
Pullman (Instant Access)
Instant access savings account.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Pullman (Instant Access)- Monthly Interest
Instant access savings account. Interest is paid monthly.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Triple Access Pullman (Instant Access)
Savers account with three instant access withdrawals a year.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Regular Saver – Issue 1
A monthly savings account that offers 4 instant access withdrawals per year.-
Minimum Account Balance
£25 upwards
-
Interest Rate (AER/Gross)
4.40%
-
Withdrawal Notice Period
None
-
-
Cash ISA
Instant access ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
2.75%
-
Withdrawal Notice Period
None
-
-
Notice 45 Cash ISA
45 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
-
Interest Rate (AER/Gross)
3.50%
-
Withdrawal Notice Period
45 Days
-
-
Notice 35
35 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £75,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
35 Days
-
-
Notice 60
60 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £100,000
-
Interest Rate (AER/Gross)
3.05%
-
Withdrawal Notice Period
60 Days
-
-
Notice 90
90 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
3.90%
-
Withdrawal Notice Period
90 Days
-
-
Notice 120
120 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
4.45%
-
Withdrawal Notice Period
120 Days
-
-
Notice 120 – Monthly Interest
120 day withdrawal notice savings account. Interest is paid away monthly.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
4.45%
-
Withdrawal Notice Period
120 Days
-
-
Fixed Rate Cash ISA
Fixed Rate Cash ISA fixed until 30th April 2026-
Minimum Account Balance
£5000 - £85,000
-
Interest Rate (AER/Gross)
4.10%
-
Withdrawal Notice Period
No Notice Period - Charges WILL apply
-
-
Notice 60 Cash ISA
60 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
-
Interest Rate (AER/Gross)
4.35%
-
Withdrawal Notice Period
60 Days
-
-
First Track Children’s Saver
Instant access savings account for children up to 18.-
Minimum Account Balance
£1 - £50,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 2
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1000 upwards
-
Interest Rate (AER/Gross)
3.75%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 1
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
4.00%
-
Withdrawal Notice Period
None
-
-
Pullman Affinity – World Land Trust
Yearly donation of 0.20% of your annual balance to World Land Trust.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & White Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & Amber Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rugby Club-
Minimum Account Balance
£100-£100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Katharine House Hospice Affinity
Yearly donation of 0.20% of your annual balance to Katharine House Hospice-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Support Staffordshire
Yearly donation of 0.20% of your annual balance to Support Staffordshire charity.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Corporate Pullman (Instant Access)
Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.30%
-
Withdrawal Notice Period
None
-
Adult Accounts
Child Accounts
Affinity Accounts
Corporate
- Adult Accounts
- Child Accounts
- Affinity Accounts
- Corporate
- Adult Accounts
-
Pullman (Instant Access)
Instant access savings account.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Pullman (Instant Access)- Monthly Interest
Instant access savings account. Interest is paid monthly.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
-
-
Triple Access Pullman (Instant Access)
Savers account with three instant access withdrawals a year.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Regular Saver – Issue 1
A monthly savings account that offers 4 instant access withdrawals per year.-
Minimum Account Balance
£25 upwards
-
Interest Rate (AER/Gross)
4.40%
-
Withdrawal Notice Period
None
-
-
Cash ISA
Instant access ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
2.75%
-
Withdrawal Notice Period
None
-
-
Notice 45 Cash ISA
45 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
-
Interest Rate (AER/Gross)
3.50%
-
Withdrawal Notice Period
45 Days
-
-
Notice 35
35 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £75,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
35 Days
-
-
Notice 60
60 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £100,000
-
Interest Rate (AER/Gross)
3.05%
-
Withdrawal Notice Period
60 Days
-
-
Notice 90
90 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
3.90%
-
Withdrawal Notice Period
90 Days
-
-
Notice 120
120 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
4.45%
-
Withdrawal Notice Period
120 Days
-
-
Notice 120 – Monthly Interest
120 day withdrawal notice savings account. Interest is paid away monthly.-
Minimum Account Balance
£5000 - £150,000
-
Interest Rate (AER/Gross)
4.45%
-
Withdrawal Notice Period
120 Days
-
-
Fixed Rate Cash ISA
Fixed Rate Cash ISA fixed until 30th April 2026-
Minimum Account Balance
£5000 - £85,000
-
Interest Rate (AER/Gross)
4.10%
-
Withdrawal Notice Period
No Notice Period - Charges WILL apply
-
-
Notice 60 Cash ISA
60 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
-
Interest Rate (AER/Gross)
4.35%
-
Withdrawal Notice Period
60 Days
-
-
- Child Accounts
-
First Track Children’s Saver
Instant access savings account for children up to 18.-
Minimum Account Balance
£1 - £50,000
-
Interest Rate (AER/Gross)
2.85%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 2
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1000 upwards
-
Interest Rate (AER/Gross)
3.75%
-
Withdrawal Notice Period
None
-
-
Junior Cash ISA Issue 1
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
-
Interest Rate (AER/Gross)
4.00%
-
Withdrawal Notice Period
None
-
-
- Affinity Accounts
-
Pullman Affinity – World Land Trust
Yearly donation of 0.20% of your annual balance to World Land Trust.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & White Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Black & Amber Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rugby Club-
Minimum Account Balance
£100-£100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Katharine House Hospice Affinity
Yearly donation of 0.20% of your annual balance to Katharine House Hospice-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Support Staffordshire
Yearly donation of 0.20% of your annual balance to Support Staffordshire charity.-
Minimum Account Balance
£100 - £100,000
-
Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
- Corporate
-
Corporate Pullman (Instant Access)
Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.30%
-
Withdrawal Notice Period
None
-
-
Scroll Table
| Name | Balance | Interest (AER/Gross) | Withdrawal Period Notice | |
|---|---|---|---|---|
| Adult Account | ||||
| Pullman (Instant Access) Instant access savings account. |
£1 - £450,000 | 2.40% | None | |
| Pullman (Instant Access)- Monthly Interest Instant access savings account. Interest is paid monthly. |
£1 - £450,000 | 2.40% | None | |
| Triple Access Pullman (Instant Access) Savers account with three instant access withdrawals a year. |
£1 - £450,000 | 2.85% | None | |
| Regular Saver – Issue 1 A monthly savings account that offers 4 instant access withdrawals per year. |
£25 upwards | 4.40% | None | |
| Cash ISA Instant access ISA. Interest is paid without deduction of tax. |
£1 upwards | 2.75% | None | |
| Notice 45 Cash ISA 45 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 3.50% | 45 Days | |
| Notice 35 35 day withdrawal notice savings account. |
£5000 - £75,000 | 2.85% | 35 Days | |
| Notice 60 60 day withdrawal notice savings account. |
£5000 - £100,000 | 3.05% | 60 Days | |
| Notice 90 90 day withdrawal notice savings account. |
£5000 - £150,000 | 3.90% | 90 Days | |
| Notice 120 120 day withdrawal notice savings account. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| Notice 120 – Monthly Interest 120 day withdrawal notice savings account. Interest is paid away monthly. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| Fixed Rate Cash ISA Fixed Rate Cash ISA fixed until 30th April 2026 |
£5000 - £85,000 | 4.10% | No Notice Period - Charges WILL apply | Closed Issue |
| Notice 60 Cash ISA 60 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 4.35% | 60 Days | Closed Issue |
| Child Account | ||||
| First Track Children’s Saver Instant access savings account for children up to 18. |
£1 - £50,000 | 2.85% | None | |
| Junior Cash ISA Issue 2 ISA for under 18s. Interest is paid without deduction of tax. |
£1000 upwards | 3.75% | None | |
| Junior Cash ISA Issue 1 ISA for under 18s. Interest is paid without deduction of tax. |
£1 upwards | 4.00% | None | Closed Issue |
| Affinity Account | ||||
| Pullman Affinity – World Land Trust Yearly donation of 0.20% of your annual balance to World Land Trust. |
£100 - £100,000 | 2.35% | None | |
| Black & White Affinity Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club |
£100 - £100,000 | 2.35% | None | |
| Black & Amber Affinity Yearly donation of 0.20% of your annual balance to Stafford Rugby Club |
£100-£100,000 | 2.35% | None | |
| Katharine House Hospice Affinity Yearly donation of 0.20% of your annual balance to Katharine House Hospice |
£100 - £100,000 | 2.35% | None | |
| Support Staffordshire Yearly donation of 0.20% of your annual balance to Support Staffordshire charity. |
£100 - £100,000 | 2.35% | None | |
| Corporate | ||||
| Corporate Pullman (Instant Access) Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms. |
£1 - £450,000 | 2.30% | None | |
Compare our Savings Products
Use our easy to use Savings Comparison Table to compare the different savings products we have available.
Want to Apply for an Account?
You can apply for one of our savings accounts in branch or, where stated, Online. If you’d like to open a savings account online, please click the button below.
Helpful Resources
Savings Forms & Leaflets
Find all the forms and leaflets you need to smoothly navigate our savings services, from application to deposit.
Savings Charges
A transparent list of fees and rates you may encounter during your savings journey.
Savings FAQs
Clarifying your savings queries with straightforward answers and guidance.
