Simplifying savings terms to help you make informed decisions.
Important Notice
On 8th May 2025 the Bank of England reduced the Bank Base Rate from 4.50% to 4.25%, a reduction of 0.25%. Because of this, from June 1st, all variable savings rates with the Society will reduce by between 0.25% and 0.35%.
Additionally, all variable mortgage rates for standard residential and buy to let mortgages will reduce by 0.25% from July 1st
Click here to read more.
Click here to read more.
Ethical Savings Supporting Staffordshire
Ethical savers looking to make a real difference will find purpose in our Affinity Savings Accounts. These accounts allow you to earn interest while helping to fund important local causes through annual donations made by The Stafford Building Society.
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Ethical Savings Accounts Explained
Our Affinity Savings Accounts are designed for individuals who want their savings to reflect their values. Alongside earning interest, your account enables you to support a specific charity or community group, with an annual donation made by us based on the balance held in that account.
With instant access to your funds and the assurance of knowing your savings are contributing to causes you care about, these accounts combine socially responsible principles with practical benefits — a clear choice for those looking for ethical savings in Staffordshire and across the UK.
Why Choose The Stafford Building Society for Your Savings?
If you’re seeking ethical savings in Staffordshire or across the UK, The Stafford Building Society offers something different. We’re a member-owned mutual, not driven by external shareholders. This means our decisions are made with the best interests of our members and the wider community in mind, not corporate directives.
Our Affinity Savings Accounts reflect this ethos, allowing you to support the organisations that matter most to you. Whether it’s a local hospice, a community service provider, or your local rugby club, your savings are making a tangible impact. With competitive interest rates, friendly local service, and real community value, we offer a savings experience built on shared purpose.
Find out more about our other charity and community partners HERE
FAQs – Affinity Savings Accounts at The Stafford
Can I open an Affinity Account online?
You can start your application online or visit your local Stafford branch for support from our team.
Are my savings protected?
Yes. Like all of our savings accounts, your funds are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
Are these accounts instant access?
Yes, our Affinity Savings Accounts offer instant access, giving you flexibility with your funds.
What’s the difference between our other savings and Affinity savings?
Affinity savings accounts work like our other savings but also deliver a charitable benefit. You still earn interest, but The Stafford Building Society donates to the organisation linked to your account. View all our savings accounts here
What is an Affinity Savings Account?
It’s a type of ethical savings account where a percentage of the balance you save supports a specific charity or community organisation – at no extra cost to you.
Explore Our Affinity Savings Products
Each year, a percentage of the balance held in your chosen Affinity Savings Account is donated – by us – to the specific charity or community organisation linked to that account. For example, savings in the Black and Amber Account help support Stafford Rugby Club, while our Katharine House Hospice Affinity Account directly benefits the hospice. It’s a simple, impactful way to let your savings work for both you and your community.
Katharine House Hospice
Supports compassionate end-of-life care at Katharine House.
Katharine House Hospice Affinity Account
Support Staffordshire
Aids local voluntary and community services.
Support Staffordshire Affinity Account
World Land Trust
Supports the conservation efforts of natural habitats around the world.
World Land Trust Affinity Account
Stafford Rugby Union Football Club
Helps fund Stafford Rugby Club and its initiatives within the community.
Black & Amber Affinity Account
Stafford Rangers Football Club
Helps fund Stafford Rangers Football Club and its initiatives within the community.
Black & White Affinity Account
Tab View
Table View
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Cash ISA
Instant access ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
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Interest Rate (AER/Gross)
2.75%
-
Withdrawal Notice Period
None
-
-
Notice 45 Cash ISA
45 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
-
Interest Rate (AER/Gross)
3.50%
-
Withdrawal Notice Period
45 Days
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-
Notice 60 Cash ISA
60 day withdrawal notice ISA. Interest is paid without deduction of tax.-
Minimum Account Balance
£100 upwards
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Interest Rate (AER/Gross)
4.35%
-
Withdrawal Notice Period
60 Days
-
-
Fixed Rate Cash ISA
Fixed Rate Cash ISA fixed until 30th April 2026-
Minimum Account Balance
£5000 - £85,000
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Interest Rate (AER/Gross)
4.10%
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Withdrawal Notice Period
No Notice Period - Charges WILL apply
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Find out what current ISA products we can offer
- Adult Accounts
- Child Accounts
- Affinity Accounts
- Corporate
- Adult Accounts
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Pullman (Instant Access)
Instant access savings account.-
Minimum Account Balance
£1 - £450,000
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Interest Rate (AER/Gross)
2.40%
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Withdrawal Notice Period
None
-
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Pullman (Instant Access)- Monthly Interest
Instant access savings account. Interest is paid monthly.-
Minimum Account Balance
£1 - £450,000
-
Interest Rate (AER/Gross)
2.40%
-
Withdrawal Notice Period
None
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Triple Access Pullman (Instant Access)
Savers account with three instant access withdrawals a year.-
Minimum Account Balance
£1 - £450,000
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Interest Rate (AER/Gross)
2.85%
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Withdrawal Notice Period
None
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Regular Saver – Issue 1
A monthly savings account that offers 4 instant access withdrawals per year.-
Minimum Account Balance
£25 upwards
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Interest Rate (AER/Gross)
4.40%
-
Withdrawal Notice Period
None
-
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Notice 35
35 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £75,000
-
Interest Rate (AER/Gross)
2.85%
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Withdrawal Notice Period
35 Days
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Notice 60
60 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £100,000
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Interest Rate (AER/Gross)
3.05%
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Withdrawal Notice Period
60 Days
-
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Notice 90
90 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
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Interest Rate (AER/Gross)
3.90%
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Withdrawal Notice Period
90 Days
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Notice 120
120 day withdrawal notice savings account.-
Minimum Account Balance
£5000 - £150,000
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Interest Rate (AER/Gross)
4.45%
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Withdrawal Notice Period
120 Days
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Notice 120 – Monthly Interest
120 day withdrawal notice savings account. Interest is paid away monthly.-
Minimum Account Balance
£5000 - £150,000
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Interest Rate (AER/Gross)
4.45%
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Withdrawal Notice Period
120 Days
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- Child Accounts
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First Track Children’s Saver
Instant access savings account for children up to 18.-
Minimum Account Balance
£1 - £50,000
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Interest Rate (AER/Gross)
2.85%
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Withdrawal Notice Period
None
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Junior Cash ISA Issue 2
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1000 upwards
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Interest Rate (AER/Gross)
3.75%
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Withdrawal Notice Period
None
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Junior Cash ISA Issue 1
ISA for under 18s. Interest is paid without deduction of tax.-
Minimum Account Balance
£1 upwards
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Interest Rate (AER/Gross)
4.00%
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Withdrawal Notice Period
None
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- Affinity Accounts
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Pullman Affinity – World Land Trust
Yearly donation of 0.20% of your annual balance to World Land Trust.-
Minimum Account Balance
£100 - £100,000
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Interest Rate (AER/Gross)
2.35%
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Withdrawal Notice Period
None
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Black & White Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club-
Minimum Account Balance
£100 - £100,000
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Interest Rate (AER/Gross)
2.35%
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Withdrawal Notice Period
None
-
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Black & Amber Affinity
Yearly donation of 0.20% of your annual balance to Stafford Rugby Club-
Minimum Account Balance
£100-£100,000
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Interest Rate (AER/Gross)
2.35%
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Withdrawal Notice Period
None
-
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Katharine House Hospice Affinity
Yearly donation of 0.20% of your annual balance to Katharine House Hospice-
Minimum Account Balance
£100 - £100,000
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Interest Rate (AER/Gross)
2.35%
-
Withdrawal Notice Period
None
-
-
Support Staffordshire
Yearly donation of 0.20% of your annual balance to Support Staffordshire charity.-
Minimum Account Balance
£100 - £100,000
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Interest Rate (AER/Gross)
2.35%
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Withdrawal Notice Period
None
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- Corporate
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Corporate Pullman (Instant Access)
Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms.-
Minimum Account Balance
£1 - £450,000
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Interest Rate (AER/Gross)
2.30%
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Withdrawal Notice Period
None
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Scroll Table
| Name | Balance | Interest (AER/Gross) | Withdrawal Period Notice | |
|---|---|---|---|---|
| Adult Account | ||||
| Pullman (Instant Access) Instant access savings account. |
£1 - £450,000 | 2.40% | None | |
| Pullman (Instant Access)- Monthly Interest Instant access savings account. Interest is paid monthly. |
£1 - £450,000 | 2.40% | None | |
| Triple Access Pullman (Instant Access) Savers account with three instant access withdrawals a year. |
£1 - £450,000 | 2.85% | None | |
| Regular Saver – Issue 1 A monthly savings account that offers 4 instant access withdrawals per year. |
£25 upwards | 4.40% | None | |
| Notice 35 35 day withdrawal notice savings account. |
£5000 - £75,000 | 2.85% | 35 Days | |
| Notice 60 60 day withdrawal notice savings account. |
£5000 - £100,000 | 3.05% | 60 Days | |
| Notice 90 90 day withdrawal notice savings account. |
£5000 - £150,000 | 3.90% | 90 Days | |
| Notice 120 120 day withdrawal notice savings account. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| Notice 120 – Monthly Interest 120 day withdrawal notice savings account. Interest is paid away monthly. |
£5000 - £150,000 | 4.45% | 120 Days | Closed Issue |
| ISA | ||||
| Cash ISA Instant access ISA. Interest is paid without deduction of tax. |
£1 upwards | 2.75% | None | |
| Notice 45 Cash ISA 45 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 3.50% | 45 Days | |
| Notice 60 Cash ISA 60 day withdrawal notice ISA. Interest is paid without deduction of tax. |
£100 upwards | 4.35% | 60 Days | |
| Fixed Rate Cash ISA Fixed Rate Cash ISA fixed until 30th April 2026 |
£5000 - £85,000 | 4.10% | No Notice Period - Charges WILL apply | Closed Issue |
| Affinity Account | ||||
| Pullman Affinity – World Land Trust Yearly donation of 0.20% of your annual balance to World Land Trust. |
£100 - £100,000 | 2.35% | None | |
| Black & White Affinity Yearly donation of 0.20% of your annual balance to Stafford Rangers Football Club |
£100 - £100,000 | 2.35% | None | |
| Black & Amber Affinity Yearly donation of 0.20% of your annual balance to Stafford Rugby Club |
£100-£100,000 | 2.35% | None | |
| Katharine House Hospice Affinity Yearly donation of 0.20% of your annual balance to Katharine House Hospice |
£100 - £100,000 | 2.35% | None | |
| Support Staffordshire Yearly donation of 0.20% of your annual balance to Support Staffordshire charity. |
£100 - £100,000 | 2.35% | None | |
| Child Account | ||||
| First Track Children’s Saver Instant access savings account for children up to 18. |
£1 - £50,000 | 2.85% | None | |
| Junior Cash ISA Issue 2 ISA for under 18s. Interest is paid without deduction of tax. |
£1000 upwards | 3.75% | None | |
| Junior Cash ISA Issue 1 ISA for under 18s. Interest is paid without deduction of tax. |
£1 upwards | 4.00% | None | Closed Issue |
| Corporate | ||||
| Corporate Pullman (Instant Access) Instant access savings account for a registered Charity, Limited Company, LLP, Club/Society or pension trustees of micro and SME firms. |
£1 - £450,000 | 2.30% | None | |
Want to Apply for an Account?
Visit a Branch: Want to speak to someone face to face? Drop into your local Stafford branch and our team will walk you through the process.
Online Application: Start your Affinity Savings Account application today through our secure online portal below.
Helpful Resources
Savings Forms & Leaflets
Find all the forms and leaflets you need to smoothly navigate our savings services, from application to deposit.
Savings Charges
A transparent list of fees and rates you may encounter during your savings journey.
Savings FAQs
Clarifying your savings queries with straightforward answers and guidance.
