SAVINGS PRODUCT

Notice 90

Strike the right balance between planning and access. With 90 days’ notice, save confidently and take steady steps towards your future goals.

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  • Interest Rate

    3.90% AER/Gross

  • Minimum Account Balance

    £5,000

  • Withdrawal Notice Period

    90 Days

  • Availability

    Private Individuals only

About this Account

What is the Interest Rate?

3.90% AER/Gross a year effective from 01/06/2025

Can The Stafford change the Interest Rate?

The Stafford Building Society has the right to change interest rates in certain circumstances. If we change the rates we will give you 14 days’ notice. Please refer to the savings terms and conditions for further information on these circumstances.

What would the estimated balance be after 12 months?

£5,195.00

This projection assumes the following:

£5,000 is deposited into the account at the time it is opened. No further deposits or withdrawals are made. The interest rate stays the same for the full 12 months

Estimated balances are for illustrative purposes only.

How do I open and manage my account?

  • The account can be opened in branch or by post.
  • This is a passbook based account and can be operated in branch or by post at members own expense.
  • Available to private individuals.
  • Available to UK residents only.
  • Limits apply to cash deposits and withdrawals (see Savings Terms and Conditions).
  • You can save from: £5,000.
  • Up to a maximum of: £450,000. (Subject to an individual’s total overall savings balance with The Society does not exceed £450,000).
  • You are allowed a maximum of 4 account based withdrawals each society year.

Can I withdraw money?

  • Maximum of Four withdrawals per year.
  • Withdrawals, closure or transfers to another account with us are subject to 90 days’ notice. You will be given a maximum of 5 working days to make the withdrawal once the 90 days’ notice has been served.
  • Cash withdrawals are limited to £2,500 each day & require 24 hours’ notice over £500.
  • Withdrawals will not be allowed without the passbook.
  • Withdrawals can be made by post (Faster Payment Only) and must include a signed letter specifying the amount along with the passbook.
  • Withdrawals can only be made by cash or by faster payment to your nominated bank account.

Additional Information

  • Each member can hold a maximum of one sole account and one joint account.
  • We pay all savings interest gross, which means no tax is deducted. It’s your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future
  • It’s worth noting that any of our accounts can be withdrawn from sale at any time and without notice.