Fixed Rate Cash ISA Issue 2 – Closed Issue

4.41% AER/Tax-Free* Fixed for a year effective from 07/04/2026

No, this account offers a fixed interest rate that will remain unchanged throughout the term. Regardless of any changes to the Bank of England Base Rate, your rate is guaranteed until the maturity date on 6th April 2027.

Interest is calculated daily and credited to the account at maturity.

This projection assumes the following:

• £5,000 is deposited into the account at the time it is opened.
• No further deposits or withdrawals are made.

Estimated balances are for illustrative purposes only.

• Available to private individual UK residents aged 18 years or over ONLY.
• The account can be opened in branch, online or by post.
• We accept Cash ISA transfers from other ISA Managers.
• Limits apply to cash deposits and withdrawals (see Cash ISA Terms and Conditions).
• You can save between £5,000 and £450,000 (Subject to an individual’s total overall savings balance with The Society does not exceed £450,000).
• Once the maximum annual ISA subscription (Currently £20,000) is reached, no further subscriptions are permitted.
• This is a limited issue account and will have limited time to pay in.
• Transfers into the ISA from existing accounts held with the Society are permitted, including from existing Society ISA accounts.
• This is a passbook based account and can be operated in branch or by post at members own expense.
• Transfers from an existing Stafford Building Society Cash ISA are permitted.

• Yes. You can make full or partial ISA transfers out of this account, but a charge will be applied. You’ll be charged the equivalent of 90 days’ tax-free interest to make transfers to another ISA before the maturity date. This means you may get back less than you originally invested if you withdraw within the first 90 days.
• All other withdrawals will not be allowed until account maturity on 6th of April, 2027.
• A 14-day cooling-off period applies to this account. This means that if you change your mind, you have 14 calendar days to close the account without notice, charges or loss of interest. Day one begins on the date the account is opened

• When your account matures, it will automatically transfer into our Instant Access Cash ISA. We will contact you closer to the maturity date to explain the options available to you.
• You may only hold one account of this type with The Stafford Building Society.
• This is not a flexible ISA product.
• In accordance with ISA regulations, investments in any tax year are limited to the amount permitted by HM Revenue and Customs regardless of the level of withdrawals made.
• It is worth noting that any of our accounts can be withdrawn from sale at any time and without notice.
• Your savings are protected up to £120,000 per eligible person with the FSCS compensation scheme.

*AER: The Annual Equivalent Rate shows what the earnings on your savings would be if interest was paid and compounded once each year.

*Tax-Free: Interest paid is exempt from tax.