E-Saver Notice 90

3.80% AER/Gross* Variable for a year effective from 23/01/2026

Yes, the interest rate is variable, so it can go up or down.
If we change the interest rate, we will give you 14 days’ notice. You’ll find full details of this and the reasons why we may change the interest rate in our Terms and Conditions.

This projection assumes that £5,000 is deposited into the account when it is opened and that no further deposits, withdrawals or interest rate changes during the 12-month period. This projection is provided for illustrative purpose only and does not take into account the individual circumstances of the customer. This projection includes the interest earned in the year that has been credited into the savings account.

Estimated balances are for illustrative purposes only.

• Available to private individual UK residents aged 18 years or over only.
• The account can be opened online ONLY.
• This is a passbook-free account. You can view your balance at any time via the online portal.
• Limits apply to cash deposits and withdrawals (see Terms and Conditions).
• You can save from a minimum of £5,000 up to a maximum of £450,000.
• A 14-day cooling-off period applies to this account. This means that if you change your mind, you have 14 calendar days to close the account without notice, charges or loss of interest. Day one begins on the date the account is opened.
• You can hold a maximum of one individual and one joint E-Saver Notice 90 account with the Society.

• Withdrawals, closure or transfers to another account with us are subject to 90 days’ notice. You will be given a maximum of five working days to make the withdrawal once the 90 days’ notice have been served.
• Withdrawals or account closures require 90 days’ notice. You must submit your notice via the online portal messaging service. A member of our Savings Team will confirm the date on which your withdrawal will be processed.
• Our online E-Saver account allows Faster Payments and CHAPS withdrawals to a registered nominated bank account in the name of the account holder(s).
• Faster payments can be made to a nominated UK bank account free of charge in the account holder’s name. The maximum withdrawal via faster payment is £75,000.
• The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
• This account allows a maximum of four withdrawals per society year (1st November – 31st October).

• We pay all savings interest gross – no tax is deducted. You are responsible for paying any tax due based on your individual circumstances. Tax rules may change in future.
• The maximum combined deposit across all accounts with The Stafford Building Society is £450,000 per customer.
• Your savings are protected up to £120,000 per eligible person with the FSCS compensation scheme.
• It’s worth noting that any of our accounts can be withdrawn from sale at any time and without notice.

*Gross: Interest paid without any tax deducted. You are responsible for paying any tax due, depending on your individual circumstances and allowances.
*AER: The Annual Equivalent Rate shows what the earnings on your savings would be if interest was paid and compounded once each year.
The rates and information are accurate as of 06/2026.