E-Saver Notice 90

4.15% AER/Gross a year effective from 31/07/2025

Yes, the interest rate is variable, so it can go up or down.

If we change the interest rate, we will give you 14 days’ notice. You will find full details of this and the reasons why we may change the interest rate in our Savings Terms and Conditions.

Important: This rate will not be reduced should the Bank of England reduce the Bank Rate in their meeting of 7th August

This projection assumes that £5,000 is deposited into the account when it is opened and that no further deposits, withdrawals or interest rate changes during the 12-month period.

This projection is provided for illustrative purpose only and does not take into account your individual circumstances

Estimated balances are for illustrative purposes only.

• The account can be opened ONLY online. This account cannot be operated in branch or postally.
• This is a passbook-free account. You can view your balance at any time via the online portal.
• Available to private, UK residents only.
• Limits apply to cash deposits and withdrawals (see Savings Terms and Conditions).
• You can save from £5,000.
• Save up to a maximum of £450,000.

• Withdrawals or account closures require 90 days’ notice. You must submit your notice via the online portal messaging service. A member of our Savings Team will confirm the date on which your withdrawal will be processed.
• Our online E-Saver account allows Faster Payments and CHAPS withdrawals to a registered nominated bank account in the name of the account holder(s).
• Cheque and cash withdrawals are not permitted due to the special conditions of this product.
• Faster Payments are limited to a maximum of £75,000.
• Please note: It may take up to one working day for the funds to appear in your nominated bank account.
• For withdrawals over £75,000, a CHAPS transfer can be requested, subject to 90 days’ notice and a £25 administration fee.
• This account allows a maximum of four withdrawals per Society year ( 1st November to 31st October).

• You may hold a maximum of one individual and one joint account of this type with The Stafford Building Society.
• We pay all savings interest gross – no tax is deducted. You are responsible for paying any tax due based on your individual circumstances. Tax rules may change in the future.
• If the General Savings Terms and Conditions differ from your Account Specific Terms, the terms for your account will take priority.
• The maximum combined deposit across all accounts with The Stafford Building Society is £450,000 per customer.
• It’s worth noting that any of our accounts can be withdrawn from sale at any time and without notice.