Check you’re getting all the support you are entitled to

There's plenty of support out there

Check you’re getting all the support you are entitled to:

Council Tax Support – To see if you’re eligible for help with your Council Tax bills, contact your local council

Job Seekers Allowance, Income Support or Income and Support Allowance – For information and advice or to make a claim for benefit if you are under state pension age https://www.gov.uk/jobseekers-allowance

Pension Credit – For information and advice, or to make a claim if you are over state pension age and on a low income, phone the Pension Service on 0800 731 0469 or https://www.gov.uk/pension-credit

Working Tax Credit and Child Tax Credit – For more information about Tax Credits, phone 0345 300 3900 or visit https://www.gov.uk/working-tax-credit

Organisations that offer help and advice – Useful Links

StepChange – StepChange are a not-for-profit debt charity who are impartial and treat you as an individual. – https://www.stepchange.org/

Money Helper – Money Helper is backed by the UK Government and is full of advice, tools and articles to help you get free confidential help. – https://www.moneyhelper.org.uk/en

Reach Out – Reach Out is UK Finance’s hub for those who are worried they cannot repay their mortgage – https://www.ukfinance.org.uk/reachout

Citizens Advice – help with rising bills, legal fees and debt – call your local advice team – https://www.citizensadvice.org.uk/

National Debtlinehttps://nationaldebtline.org/

Shelterhttps://www.shelter.org.uk/

These organisations do not work for us or any other lender and will advise based on what is best for you.

Other Useful Information and resources

Can’t pay your mortgage? – The Building Societies Association (BSA )  – A document published by the BSA to help people who are struggling to pay their mortgage.

https://www.bsa.org.uk/information/consumer-factsheets/mortgages-and-housing/what-to-do-if-you-can-t-pay-your-mortgage