Mortgage Affordability Calculator

Use our mortgage affordability calculator to estimate how much you could potentially borrow with The Stafford. Simply enter your income, mortgage type, committed outgoings, and loan details to get a quick view of your borrowing potential based on our current mortgage products.

Please Note: The maximum loan amount shown is an estimate for guidance purposes only and does not constitute a formal offer. Actual loan eligibility may be product specific and will be determined based on a full assessment of financial circumstances.

Income

Note – if including rental income from a mortgaged property from an SA302, you must also enter the corresponding monthly mortgage payment in the second mortgage section.

Number of Applicants

Mortgage Type

Committed Outgoings

Enter monthly amount due from recurring costs such as childcare / school fees / ground rent / services

Enter total of all credit card and mail order balances

Enter any monthly payments to overdraft or second mortgage

Enter any monthly HP payments

Household

A dependant is any person who relies on you for financial support – usually children or family members.

Additional adults are any other adult residents in the household. If there are more than two applicants, please include the additional applicants here.

Description of Mortgage

Struggling with the numbers? We’re here to help.

At The Stafford Building Society, we manually underwrite all of our cases, meaning we can take a flexible approach to your mortgage— even if the calculator doesn’t quite add up. Why not get in touch for a quick chat to see how we can help?

  • Call our team on 01785 223 212 to speak with one of our mortgage advisors.
  • or email mutual@srbs.co.uk for an advisor to get back to you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE