Important Update
DIPs
All of our underwriting is manual and so our DIP process is, too. Just contact us with full details of the application and we’ll consider this for you, referring it if necessary to our daily credit committee meetings of senior decision makers.
All of our underwriting is manual and so our DIP process is, too. Just contact us with full details of the application and we’ll consider this for you, referring it if necessary to our daily credit committee meetings of senior decision makers.
On 7th November 2024 the Bank of England reduced the Bank Base Rate from 5.00% to 4.75%, a reduction of 0.25%.
Click here to find out how this'll affect your clients
Click here to find out how this'll affect your clients
The Intermediaries Hub is temporarily unavailable. In the meantime, please contact the intermediaries team for any queries.
Click here for contact information.
Why Choose Us?
- Mixed use properties with up to 60% commercial usage.
- No limit on maximum acreage.
- 4 applicants and 4 incomes including Joint Borrower Sole Proprietor (JBSP).
- Undrawn SIPP and Investment income can be used towards affordability.
- Occupancy restrictions – Agricultural Ties, section 106’s and overage all considered.
- Properties in need of refurbishment.
- Annexes and outbuildings for own use or let out.
- Earned income to age 75.
- Interest only with downsizing to 70% LTV.
- Manual DIPs – Contact us with any enquiries.
Service Level Agreements
The service we provide is our commitment to you and your client(s). We’re currently operating within the following SLAs for mortgage applications.
- Underwriter assessment within 5 working days following receipt of documents.
- Responding to Case update emails – 48 hours.
- Assessing valuations – 48 hours.
- New business enquiry emails – 24 hours.
- Assessing completions – 24 hours.
- Responding to solicitors’ emails – 24 hours.
Quick Links
Case Studies
We want your feedback!
At The Stafford for Intermediaries, we want only the best for our brokers and customers. We’d love to hear from you how we’re doing and how we can improve
News
New Intermediaries Hub – How to Re-Register
“The Stafford Intermediaries Hub” will be your new area for applying on behalf of your…
2nd Aug 2024
Announcement that The Stafford Building Society has partnered with Mortgage Broker Tools (MBT)
The Stafford Building Society is excited to announce its new partnership with Mortgage Broker Tools…
24th Jul 2024
Broker Newsletters
Find below our monthly newsletters full with criteria, case studies and other great news from…
1st Jul 2024
Announcement of Emma Parker’s Promotion to National Accounts Manager at The Stafford Building Society
We're happy to celebrate Emma Parker's promotion to National Accounts Manager at The Stafford Building…
17th May 2024
The Stafford for Intermediaries Announces New Lower Stress Rates in Mortgage Calculator Tool
The Stafford for Intermediaries is excited to announce the launch of new, lower stress rates…
25th Apr 2024
The Stafford for Intermediaries Unveils New Website to Enhance Broker Experience
The Stafford for Intermediaries, a dedicated division of The Stafford Building Society, is proud to…
4th Apr 2024
Fair Value Assessment
These Fair Value Assessment documents are being provided to you to fulfil our responsibilities under PRIN 2A.4.15R and PRIN 2A.3.12 R (2).
They are designed to support you to comply with your responsibilities under PRIN 2A.3.16 R and PRIN 2A.4.16 R. You are ultimately responsible for meeting your obligations under ‘The Consumer Duty’.
PLEASE NOTE: This information is intended for intermediary use only and should not be provided to clients.