The Stafford Building Society has today unveiled two new mortgage products tailored for landlords, including those investing in holiday let properties, as part of its growing commitment to flexible and sustainable lending solutions.

The newly launched Standard Buy-to-Let and Holiday Buy-to-Let mortgages feature a highly competitive 3.05% discounted variable rate for the first two years, designed to support landlords in optimising cash flow and managing ongoing costs. With a maximum loan-to-value of 70%, the products are available across England and Wales and are open to applications with no minimum income requirement, making them accessible to a broad range of property investors.

Emma Parker, National Account Manager at The Stafford Building Society, said:

“These new products have been designed to meet the needs of both traditional landlords and those operating in the holiday let sector. We remain committed to supporting brokers and property investors with simple, transparent mortgage products that reflect responsible lending.”

Key Features of the New Mortgage Products:

  • 3.05% discounted variable rate for 2 years
  • Maximum 70% loan-to-value (LTV)
  • No minimum income requirement
  • Terms available up to age 85
  • Airbnb and Vrbo income accepted
  • Affordability assessed using rental income, including seasonal variations

These products are ideal for landlords seeking to raise capital, purchase new properties, or remortgage existing buy-to-let or holiday let portfolios. With a straightforward £100 application fee and a 5% arrangement fee that can be added to the loan (subject to LTV limits), The Stafford Building Society continues to provide practical lending solutions for the landlord market.

Brokers and intermediaries can access the full product details via The Stafford Building Society’s intermediary platform:

Explore the Standard Buy-to-Let

Explore the Holiday Buy-to-Let

For more information, brokers can contact: brokers@srbs.co.uk or visit our Intermediary Platform