Introducing you to Stafford Railway Building Society mortgages

Stafford Railway Building Society is known for offering straightforward, gimmick-free mortgages and consistently has one of the lowest SVRs available in the UK. We’re currently lending against property throughout England and Wales. So take a look at our current mortgage portfolio for more details.

Residential mortgages
from 3.20% standard variable rate
(Overall cost for comparison 3.30% APR*)

  • LTV up to 75%
  • No arrangement fees
  • No early repayment charges
  • Make over-payments at any time
  • No tie-in periods
  • Maximum age 85 years
  • Maximum term 25 years
  • Repayment or interest only (subject to criteria)

Buy-to-let mortgages
from 4.50% standard variable rate

  • 3.5 times income less any credit commitments
  • LTV up to 70%
  • No arrangement fees
  • No early repayment charges
  • Make over-payments at any time
  • No tie-in periods
  • Minimum age 25 years
  • Maximum age 85 years
  • Maximum term 25 years
  • Repayment or interest only
  • 130% rental income cover

Guarantor mortgages
from 3.20% standard variable rate
(Overall cost for comparison 3.30%v APR*)

  • LTV up to 95% with appropriate guarantees (first charge on a mortgage free property or cash lodged with Society)
  • No arrangement fees
  • No early repayment charges
  • Make over-payments at any time
  • No tie-in periods
  • Maximum age 85 years
  • Maximum term 25 years
  • Repayment only

90% mortgages
from 3.75% standard variable rate
(Overall cost for comparison 4.00% APR*)

  • LTV up to 90%
  • No arrangement fees
  • No early repayment charges
  • Make over-payments at any time
  • No tie-in periods
  • Higher lending charge applies
  • Maximum age 85 years
  • Maximum term 25 years
  • Repayment only

Procuration fees are payable on each of the above.

*APRs vary with individual circumstances. If you request a written illustration it will include a personalised APR.