
Residential Mortgages
We understand not all borrowers are the same, we don't all fit into boxes. From first time buyers, those with complex incomes, borrowers nearing or are already retired, we’ll help find the mortgage that's right for you.
With flexible, manual underwriting we can take a view on your individual circumstances and often find a way to help support making your dreams come true.
We're here to help with
Lending into retirement
Are you looking for a mortgage that goes beyond your state retirement age?
Lending in retirement
Already in receipt of pension income and looking for a mortgage up to age 85?
Four applicants
Do you need a mortgage that considers more than just 2 applicants?
Repat Expat
Returning to the UK and looking to purchase a property but have a limited credit profile?
Mortgage Type |
Initial Rate |
Term | Standard Variable Rate |
Maximum Loan to Value |
Overall Cost for Comparison (APRC) |
Application Fee |
Arrangement Fee |
Early Repayment Charge |
|
---|---|---|---|---|---|---|---|---|---|
80% LTV - Discounted Variable | 2.39% | 2 years | 3.35% | 80% | 3.3% APRC | None | 0.50% (Min. £500) | Yes | |
Key Features
|
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85% LTV - Discounted Variable | 2.80% | 3 Years | 3.35% | 85% | 3.3% APRC | £100 | None | Yes | |
Key Features
|
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90% LTV - Discounted Variable - 2 Years | 3.14% | 2 Years | 3.35% | 90% | 3.4% APRC | £100 | None | Yes | |
Key Features
|
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95% LTV - Variable | 3.39% | 3 Years | 3.35% | 95% | 3.4% APRC | None | None | Yes | |
Key Features
|
Successfully making mortgage dreams happen since 1877.
Other general mortgage information