Mortgages

Lending into retirement mortgage

We have a range of mortgages for customers entering into or already in retirement, unlike many other lenders we will consider your mortgage needs beyond the standard retirement age up to the age of 85.

Mortgage type Initial rate Term SVR Maximum LTV Product fee ERC Available to
3 year Discounted Variable Rate 1.7% Variable 3 years 2.95% Variable
2.6% APRC.
75% Nil Yes Purchases View details
Variable 2.95% Variable N/A 2.95% Variable
2.9% APRC.
75% Nil No Purchases, remortgage, capital raising View details
Variable 2.95% Variable N/A 2.95% Variable
3% APRC.
90% with appropriate guarantees Nil No Purchases, remortgage, capital raising View details
Variable HLC 3.5% Variable N/A 3.5% Variable
3.7% APRC.
90% Nil No Purchases, remortgage, capital raising View details
First Time Buyer Low Deposit 2.35% Variable 3 yrs 2.95% Variable
2.9% APRC.
90% Nil Yes Purchases View details
Home Mover Low Deposit 2.35% Variable 3 yrs 2.95% Variable
2.9% APRC.
90% Nil Yes Purchases, movers View details

All rates correct 01/10/2016.

Leaflets are available in large print

Call us on: 01785 223212*