Mortgages
Lending into retirement mortgage
We have a range of mortgages for customers entering into or already in retirement, unlike many other lenders we will consider your mortgage needs beyond the standard retirement age up to the age of 85.
| Mortgage type | Initial rate | Term | SVR | Maximum LTV | Product fee | ERC | Available to | |
|---|---|---|---|---|---|---|---|---|
| 3 year Discounted Variable Rate | 1.7% Variable | 3 years | 2.95% Variable 2.6% APRC. |
75% | Nil | Yes | Purchases | View details |
| Variable | 2.95% Variable | N/A | 2.95% Variable 2.9% APRC. |
75% | Nil | No | Purchases, remortgage, capital raising | View details |
| Variable | 2.95% Variable | N/A | 2.95% Variable 3% APRC. |
90% with appropriate guarantees | Nil | No | Purchases, remortgage, capital raising | View details |
| Variable HLC | 3.5% Variable | N/A | 3.5% Variable 3.7% APRC. |
90% | Nil | No | Purchases, remortgage, capital raising | View details |
| First Time Buyer Low Deposit | 2.35% Variable | 3 yrs | 2.95% Variable 2.9% APRC. |
90% | Nil | Yes | Purchases | View details |
| Home Mover Low Deposit | 2.35% Variable | 3 yrs | 2.95% Variable 2.9% APRC. |
90% | Nil | Yes | Purchases, movers | View details |
All rates correct 01/10/2016.
