Mortgages

First time buyer’s mortgage

Looking to buy your first home? Our range of mortgage options means that we have one to suit you.

Mortgage type	Initial rate	Term	SVR	Maximum LTV	Product fee	Arrangement fee	ERC	Available to
3 Year Discount Residential 90% LTV	2.25% variable	3 Years	3.45% Variable 3.20% APRC	90%	Nil	£499	Yes	Purchases, movers	View details
2 Year Discount Residential 75% LTV	2.20% variable	2 Years	3.45% Variable 3.30% APRC	75%	Nil	£499	Yes	Purchases, movers, remortgage and capital raising	View details

Mortgage type

Initial rate

Term

SVR

Maximum LTV

Product fee

Arrangement fee

ERC

Available to

3 Year Discount Residential 90% LTV

2.25% variable

3 Years

3.45% Variable

3.20% APRC

90%

Nil

£499

Yes

Purchases, movers

View details

2 Year Discount Residential 75% LTV

2.20% variable

2 Years

3.45% Variable

3.30% APRC

75%

Nil

£499

Yes

Purchases, movers, remortgage and capital raising

View details

All rates accurate as of 4th July 2019.

YOUR MORTGAGE IS SECURED ON YOUR HOME, WHICH MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

We only offer our own products. All our residential mortgages are regulated and therefore subject to the FCA regulations' requirements.

Mortgages

First time buyer’s mortgage

Call us on: 01785 223212*