Mortgage houses

Buy to Let Mortgages

If you're an existing landlord or thinking about buying your first property to rent out, we can offer a range of mortgages to suit your needs.

Did you know that we’re experts in:

Expat BTL mortgages

If you’re not living in the UK it can be harder to find a mortgage for your buy to let property. SRBS are here to help with a range of mortgages while you’re not based in the UK.

Holiday Buy to let

A place by the sea or holiday cottage in the woods, we can help with holiday buy to let mortgages.

First time Buy to let landlords

If you're an Expat interested in Buy to let but it's your first property? Here at SRBS we'll consider applications from first time buy to let landlords.

New Buy to Let purchases alongside a portfolio

Are you looking to purchase an additional BTL alongside your existing portfolio?

Mortgage
Type		 Initial
Rate		 Term Standard
Variable
Rate		 Maximum
Loan
to Value		 Overall Cost
for Comparison
(APRC)		 Application
Fee		 Arrangement
Fee		 Early
Repayment
Charge
70% LTV - Variable BTL / Expat Mortgage / Holiday Let 4.90% Term 4.90% 70% 5.0% APRC None None No

Key Features

  • Available for remortgages, purchases or capital raising
  • 4.90% variable is our current Buy to Let Standard Variable rate
  • No product fee or booking fees apply
  • Valuation fees apply
  • Make unlimited overpayments
  • Interest calculated daily
  • Representative Example
    A mortgage of £188,965 payable over 22 year’s variable rate of 4.90% for term would require 264 monthly payments of £1,170.92. The total amount payable would be £309,597.88 made up of the loan amount plus interest (£120,632.88), a valuation fee of £305, a funds transfer fee of £25, estimated solicitors fees of £145. The overall cost for comparison is 5.0% APRC representative.
Product Detail
Arrange a call back
Call 01785 223212
70% LTV - Discounted Variable - Buy-to-Let / Expat / Holiday Buy-to-Let 3.44% 3 years 4.90% 70% 4.6% APRC None None Yes

Key Features

  • Available for remortgages, purchases or capital raising on mortgage free BTLS
  • 1.46% discount off Stafford Railway’s Standard Variable Rate (SVR) currently 4.90% for 3 years giving a current variable rate of 3.44%, followed by the Society’s SVR applicable at the time for the rest of the term
  • No product fee or booking fees apply
  • Valuation fees apply
  • 10% of the outstanding balance each year can be overpaid without penalty
  • Interest calculated daily

  • Representative Example
    A mortgage of £188,965 payable over 22 years initially on a discounted variable rate of 3.44% for 3 years and then on our Buy to Let Standard Variable Rate (SVR) currently 4.90% (variable) for the remaining 19 years would require 36 monthly payments of £1,021.45 followed by 228 monthly payments of £1,152.60 The total amount payable would be £300,040.00 made up of the loan amount plus interest (£111,075.00), a valuation fee of £305, a funds transfer fee of £25, estimated solicitors fees of £145. The overall cost for comparison is 4.6% APRC representative.

Product Detail
Arrange a call back
Call 01785 223212

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Other general mortgage information